3108 Adora Teal Way, Unit 200,
As an owner or operator of a Car Wash, it is important to make sure you are protected. Whether it is an older used car or a high-end luxury vehicle, your customers expect their vehicle to pull out looking better, not worse. Understandably accidents happen, that is why it is so important to have an insurance policy that will protect you, and your customers, for these unfortunate events.
Barbee Jackson Insurance is Alabama, Florida, and Georgia’s leading provider of Garage, Service & Repair Shop Insurance servicing over 100 repair shops, collision centers, and dealerships throughout the region. What is the difference between Barbee Jackson Insurance and other insurance agencies?
That’s why we are a leading provider for garage insurance in Alabama, Florida, and Georgia. Don’t settle for anything less!
Self-Service Car Wash? Automatic or Tunnel Car Wash? Auto Detailer? Whatever the operation, we have a program designed to specifically cover your needs. This may include the pickup and drop off of your customer’s vehicle, property, and/or tools and equipment. Our knowledgeable agents will take the time to discuss your operations and design a policy to fit your needs and budget. Below is a glimpse of the coverage you may need for your operation:
Garage Liability/General Liability – depending on your specific operations, either Garage Liability or General Liability will be the most important and base coverage for your policy. This provides protection for damages caused to others, both bodily injury and property damage. Including the potential driving exposure.
Garagekeepers Coverage – the liability coverage mentioned above does not cover the property of your customers while in your care, custody, and control. For example, the customer takes the vehicle through the automated wash and the brush scratches the vehicle. The Garage or General Liability will not provide coverage for this, but the Garagekeepers will. There are then three options to choose from for the Garagekeepers coverage, they are as follows:
Property Coverage – If you own the building, or are responsible for maintaining coverage on the building, this coverage is very important to the Car Wash Insurance package. If the building or property is damaged, the policy will pay for repairs, which in turn gets you back to work faster.
Business Income – Following the coverage above, business income will provide loss of income as a result of a covered loss. Just another way the Car Wash Insurance policy can protect you and your business.
Insurance is a complex subject, but crucial to the success of a business. You work hard every day, the last thing you need is an accident that is not properly covered to take away all you have built. Let the experts at Barbee Jackson Insurance get you the coverage you need at a price you can afford. Call Today (850) 389-2001
State-Specific Coverage Information: Florida