2213 S Ferdon Blvd
Cargo insurance is an important part of any commercial trucking insurance package. The loss of a load of cargo due to an accident, a scheduling conflict, or even the mechanical breakdown of a refrigeration unit can all be catastrophic to a trucking outfit. It is extremely important to speak with your agent to make sure you have the correct coverage in place. Our specialized cargo insurance carriers are here to make sure you have the correct coverage for any situation. We offer cargo insurance on a stand-alone policy as well as part of a package. We would always rather write your insurance as a package because it lowers the likelihood of coverage gaps. Be sure to ask one of our agents about our package products when you call. If it is necessary to write a stand-alone cargo policy for you, we can take care of that as well.
We have staff specifically trained to help you out with motor truck cargo insurance coverage. Our agents have over 30 years of combined insurance experience. This ensures that you get the precise coverage to fit your needs at an affordable price.
A client came to me recently looking to get a better price for his Florida commercial auto and motor truck cargo coverage. The client was currently insured with a common long-haul carrier here in the state of Florida. I went to work asking the client the appropriate questions needed to assess his coverage needs and provide an adequate quote. During the interview process it was discovered that the client’s current motor truck cargo coverage contained a huge gap. The client explained that when he started his business a little under a year ago he was hauling 80% paper products and 20% produce. His current agent wrote the policy through a common carrier here in Florida.
The problem was that the carrier that agreed to provide insurance for the client DID NOT OFFER coverage for Reefer Breakdown. This was most likely overlooked by the original agent. The policy was written, and the insured was under the impression that he was covered. However, during the year the client started hauling more and more produce. By the time the client came to me he was hauling almost 50% fresh produce in a refrigerated trailer. A full load of fresh produce can easily be in the thousands of dollars if the entire load is lost to a malfunction of the refrigeration unit. Fortunately for this client the gap was discovered before any major claims occurred. I was able to write the client a stand-alone cargo insurance policy that DID INCLUDE reefer breakdown. The client was happy to finally be adequately covered. We were just happy to get him covered and back on the road.
Because each Cargo Insurance Policy varies greatly according to the type of product, it is important to work with an agent that knows your needs to match your business to the right type of policy.
Fortunately, our experienced agents can save you time and money by comparing options, limits, and deductibles. Do not make the mistake of thinking you have the best coverage available. Allow Barbee Jackson Insurance a chance to show you just how affordable the comprehensive coverage that you deserve can be. We give you unbiased advice with the coverage options you need.