3108 Adora Teal Way, Unit 200,
Food Trucks are more popular than ever in Florida and across the nation. Having a mobile food allows you to go where the business is. This is a great advantage in the competitive restaurant industry. You don’t have to wait for clients to come to you. The freedom allowed by owning a food truck business is great, but it does come with some unique risks. It is important that you purchase the right insurance coverage to protect you and your business.
A Commercial Auto Policy for Your Food Truck consists of many of the same coverage options as your small passenger car policy. We tailor fit our coverage options to meet the requirements of the Department of Transportation (DOT) as well as protect you from possible losses. The coverage that your Food truck requires may include:
General Liability Insurance is covered separately from your commercial auto insurance. Commercial auto liability only applies to people or property that was damaged directly by your vehicle (They are hit by the truck or are injured interacting with the truck in some way). Owning a Food Truck Business opens you up to liability claims that could arise out of the restaurant itself. If your food is deemed to have made someone sick and they seek medical care this type of claim would be filed on your General Liability Policy. This coverage would also be used to settle a claim where a customer was injured loitering around the restaurant but not necessarily in contact with the vehicle. These are just two examples of a multitude of liabilities that a General Liability Policy can help protect you from.
Expert Agents that understand the needs of food truck owners and operators
Fast, Accurate Quotes from the leading commercial insurance providers
More Options by comparison shopping multiple insurance providers
Certificates of Insurance done fast and accurate to get you on the road sooner
Customized Policies that meet the unique needs of your food truck business
We offer a 100% FREE insurance evaluation. No risk or obligation! Our experienced staff is happy to review your current coverage and advise you on money saving ideas and coverage gaps that you may be missing.