Customized Insurance for Georgia Contractors

At Barbee Jackson Insurance, we understand that contractors face unique risks and liabilities in their line of work. That's why we offer customized insurance products that cater to the diverse needs of Georgia contractors. From general contractor limited tier to residential light commercial contractors, we have got you covered. Call today to get started (850)389-2001

Save Money with Barbee Jackson Insurance

We understand that contractors need affordable insurance solutions that don't compromise on the quality of their coverage. That's why we work with multiple insurance carriers to compare coverage and pricing options.Our experienced agents use their industry knowledge and expertise to find you the right coverage at the best price, helping you save money without sacrificing the quality of your insurance coverage.

By partnering with Barbee Jackson Insurance, you can have peace of mind that you are getting the best value for your insurance dollar. We do the legwork for you, comparing coverage and pricing options from multiple carriers to find the policy that meets your unique needs and budget. With our customized insurance solutions, you can have full protection against potential risks and liabilities without breaking the bank.

Types of Contractors We Insure:

• General Contractor Insurance 
• Georgia General Contractor
• Residential Basic Contractor
• Residential Light Commercial Contractor
• Contractor Work for Commercial Clients

No matter what type of contractor you are, our comprehensive insurance policies can protect you against potential risks and liabilities, including property damage, bodily injury, and legal fees associated with lawsuits.

Contractors General Liability Coverage

General liability coverage is a critical insurance policy that all contractors should have. This coverage protects your business against claims of bodily injury or property damage caused by your operations. 

At Barbee Jackson Insurance, we offer comprehensive general liability insurance policies that cover a wide range of potential risks and liabilities. Our policies are tailored to meet the specific needs of contractors in Georgia, providing you with peace of mind that your business is fully protected against potential claims.

Workers' Compensation Insurance

In Georgia, most businesses are obligated by law to carry workers' compensation insurance. This type of coverage protects employees who sustain an illness or injury while on the job. Contractors are also expected to have this insurance in place. 

At Barbee Jackson Insurance, we offer comprehensive workers' compensation insurance policies that meet the legal requirements in Georgia and provide additional coverage to protect your business against potential claims. Our policies can cover medical bills, lost wages, and other expenses associated with employee injuries, ensuring that your business is fully protected against potential liabilities.

Commercial Auto Insurance

If you use vehicles to transport equipment, tools, or employees for your contracting work, you need commercial auto insurance. This type of insurance protects your business from potential risks and liabilities associated with owning and operating a commercial vehicle.

At Barbee Jackson Insurance, we provide commercial auto insurance that covers physical damage to your vehicles, liability coverage for bodily injury or property damage caused by your vehicles, and coverage for uninsured or underinsured motorists. We customize our policies to meet the specific needs of contractors in Georgia, ensuring that you have full protection while on the road.

Equipment Insurance

Your tools and equipment are critical to the success of your business, and you need to protect them against potential loss or damage. We offer comprehensive equipment insurance policies that provide coverage for your tools and equipment. Our policies can cover the cost of repairs or replacements in the event of damage, loss, or theft, ensuring that your business can continue to operate without interruption.

Surety Bond

Surety bonds are an essential insurance policy for contractors who want to win new business. A surety bond guarantees that you will complete a project according to the terms of the contract. If you fail to do so, the bond provides financial compensation to the client.

Frequently Asked Questions

How can I save money on my Georgia Contractors Insurance?
At Barbee Jackson Insurance, we know that contractors are always looking for ways to save money without sacrificing the quality of their insurance coverage. That's why we work with multiple insurance carriers to compare coverage and pricing options. We use our industry  knowledge and expertise to find you the right coverage at the best price. 

Our goal is to help you save money without compromising on the quality of your insurance coverage. With our customized insurance solutions, you can have peace of mind that your business is fully protected against potential risks and liabilities, all while saving money.

How are rates determined for contractor insurance in Georgia?
Rates for contractor insurance in Georgia are typically determined based on several factors, including the type of contracting services you provide, the size of your business, your claims history, and your payroll. Other factors that may affect your rates include the types and limits of coverage you choose, your location, and the level of risk associated with your business operations.

How does payroll affect the rates for contractors insurance in Georgia?
Payroll is one of the factors that can affect the rates for contractors insurance in Georgia. Generally, the higher your payroll, the higher your insurance rates will be, as it indicates a greater exposure to risk. However, payroll is just one factor among many that insurance companies consider when determining rates, and the impact of payroll on your rates will depend on the other factors involved.

What is a Certificate of Insurance (COI), and why do I need it?
A certificate of insurance provides proof of insurance coverage to your clients or vendors. It is typically required when working with commercial clients or government agencies.  We can provide you with a certificate of insurance at no additional cost in most cases, helping you win new business by providing potential clients with proof of your insurance coverage.

How can Barbee Jackson Insurance save me money on my commercial auto insurance?
We work with multiple insurance carriers to compare coverage and pricing options for commercial auto insurance. By doing so, we can find the policy that meets your unique needs and budget. Our experienced agents also use their industry knowledge and expertise to identify discounts and incentives that can further reduce your insurance premiums, helping you save money on your commercial auto insurance.

Protect Your Business with Barbee Jackson Insurance

At Barbee Jackson Insurance, we are committed to providing contractors in Georgia with comprehensive insurance solutions that meet their unique needs. Whether you need general liability coverage, workers' compensation insurance, or equipment insurance, we have got you covered. 

Our experienced insurance agents are dedicated to helping you protect your business and assets, ensuring that you can operate and grow your business without fear of financial ruin. Contact us today to learn more about our insurance policies and get a free insurance quote. Call Today (850) 389-2001