3108 Adora Teal Way, Unit 200,
The aftermath of hurricane Irma and Harvey left a devastating toll on the residents and businesses. Most people understand that they can purchase Flood Insurance for their home, but unaware that their business can get the same protection! Florida Commercial Flood Insurance is available to protect your building and/or your business personal property. Best of all…it’s affordable! Contact Barbee Jackson Insurance today for your free quote 850-389-2001!
Two Types of Florida Commercial Flood Insurance
Building coverage describes the commercial structure that is being insured. Coverage limits are available up to $500,000 if your building requires higher amounts of insurance an Excess Flood Insurance policy can be purchased by an outside insurance carrier.
Business Personal Property refers to the contents in the structure.
Ready to make the sound decision and find out more about Florida Commercial Flood Insurance?
Call one of our Licensed Experts today 850-389-2001!
There is a 30-day waiting period from the time the policy is purchased until the policy is bound unless required by a mortgage.
Direct loss of your building and/or contents from a flood. A flood is best described as a large amount of water on land that is usually dry. The National Flood Insurance Program definition of a flood is “a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:
*Mudflow – “a river of liquid and flowing mud on the surface of normally dry land area, as when earth is carried by a current of water. Other earth movements such as a landslide, slop failure, or saturated soil mass moving by liquidity down a slope, are not mudflows.”
No, building coverage only covers the structure that is insured as described on the policy declaration. Business personal property is a separate available coverage.
*More items are excluded, please contact our office for me details.
This is to prevent people from buying Flood Insurance prior to a natural disaster. Without a waiting period would be like buying fire insurance while the house is on fire.
Claims are paid at Actual Cash Value (ACV). ACV is the cost to replace an insured item at the time of loss minus depreciation.
Contact us today at 1-850-389-2001 for your free Florida Commercial Insurance Quote or fill out the form at the top of this page.