3108 Adora Teal Way, Unit 200,
Do you need coverage that will last for your entire life?
If you answered Yes, then whole life insurance is the right option for you. Whole Life Insurance is a permanent policy that guarantees coverage for your loved ones that will last a lifetime.
You can choose from death benefit options as low as $10,000 and as high as $5,000,000. We will work with you to find the best coverage amount.
Unlike a Term Life Insurance policy, Whole Life Insurance builds up cash value that can be used to help pay for untimely expenses.
Insurance carriers will also help you build up your cash value by offering dividends to your policy. Dividends will vary among insurance carriers, so we will find you the best carrier to meet your needs.
When buying a Whole Life Insurance policy, you need to determine the reason you need a permanent policy over a Term Life Insurance policy. If it is just to cover burial costs you might want to consider a small policy in the amount of $10,000 to $25,000. If you are wanting to fund a trust for a child or loved one you might want to consider a larger policy. We will work with you to find the right policy to secure your family’s financial future.
We first determine how much life insurance you need and how much money it is going to cost to fund the need.
After we determine the need, we will underwrite the policy. Depending on the amount of life insurance you will either get an option for instant issue or it will have to have a medical check.
Policies can be issued same day depending on the age and amount. We will work hard for you to make the process as easy as possible.
Accidental Death Benefit Rider
If you die from an accident such as a car crash, slip and fall, etc., the Accidental Death rider will provide additional death benefit over the regular limit. Many of times this is double the death benefit.
Child Protection Rider
The loss of a child is emotionally devastating and the impact will also affect you financially. The Child Protection Rider is designed to help the family with the costs of the final expense.
Critical Illness Rider
If you’re diagnosed with a critical illness, as laid out in the policy terms, the insurer will pay a lump sum benefit. The money can be used for any purpose during the course of treatment.
Accelerated Death Benefit Rider
This rider lets you collect a portion of the death benefit if you become terminally ill with a short life expectancy.
Disability Income Rider
If you become totally disabled and can’t work the insurance company will pay your regular income each month.
Barbee Jackson Insurance is the leading Life Insurance experts in Crestview, FL. We help hundreds of clients find the financially security they need at a price they can afford. Call today to get started, (850) 389-2001.