Utah Dealership Insurance

Are you a new or used auto dealership looking for an insurance agency that understands your business needs? If YES, then look no further than Barbee Jackson Insurance! We insured thousands of businesses like yours that are looking for the right coverage at the best rate. Our license agents are ready to answer all your question and help make your business a success. Call today (850) 389-2001

Utah Auto Dealer License Requirements

Utah Garage Liability Insurance Requirements

Combined Single Limits (CSL) – $80,000
Personal Injury Protection (PIP) – $3,000

Bond Requirements

New or Used Motor Vehicles Sale – $75,000
Motorcycles or Trailers – $10,000


Utah requires as permanent sign not less than 24 square feet in size that has to be either painted on the office or attached with nails, bolts or displayed on the grounds.

Place of Business

Utah dealerships must comply with all local and state ordinances. The dealership must have one of the following boundaries: fence, post, chain or building. The lot must also have a permanent building large enough to accommodate an office to keep the company books and other records. There must be enough space for at least three (3) vehicles.

Dealer Plates

Dealer plates must be used for transporting vehicles to and from auction and test drives. The state requires at least five (5) dealer plates and additional plates may be offered for every 25 vehicles sold.

Utah Application Fees

New and Used Motor Vehicles Dealers – $127
Special Equipment Dealer – $127
New or Used Motorcycle Dealers – $51
Dealer Plates – $12 per plate
Fingerprints – $20 each owner

Coverage Options

  • Blanket Dealers’ Open Lot up to $10 Million Dollars
    Inventory coverage for both new and used inventory
  • Garage keepers
    Protects customer’s auto/boat/etc. when you are in the care, custody and control
  • Scheduled Auto’s
    Liability and/or physical damage for vehicles owned by the business
  • Business Interruption
    Protects your business from loss of income in the event of a covered loss
  • Workers Compensation
    Wage replacement and medical benefits to employees injured on the job
  • Errors and Omissions
    Protects your business from claims caused by negligent acts, errors, or omissions including:
  • Security Interest – pays for damages for failing to specify the interest of the lienholder or legal owner.
  • Truth in Lending – pays for damages that result from an insured failing to complete the loan paperwork correctly, which causes the borrower to have different terms than they agreed to.
  • Odometer and Prior Damage Defense – payment of defense costs may be provided if a suit is made pertaining to odometer reading or prior damage disclosures
  • False Pretense Coverage
    Protects against losses due to voluntarily parting with a vehicle If induced to do so by any fraudulent act, scheme, trick, or purchasing the vehicle from a seller who did not have legal right to sell
  • Diminished Value Coverage
    Allows you to recover the diminished value of a vehicle after a covered loss

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