California Dealership Insurance That Covers Every Risk You Actually Face Dealer open lot, garage liability, customer vehicles, test drives, workers’ comp — one rock-solid policy built for California dealers. Call now: (850) 389-2001 Multiple competitive quotes back within 24 hours

California Dealership Insurance That Covers Every Risk You Actually Face

Dealer open lot, garage liability, customer vehicles, test drives, workers’ comp — one rock-solid policy built for California dealers.

Call now: (850) 389-2001

Multiple competitive quotes back within 24 hours · A+ rated carriers

California Dealership Insurance for Franchise, Independent & Wholesale Dealers

Operating a dealership in California means constant exposure: high-value inventory on open lots, customers taking test drives, service bays full of customer vehicles, wildfire and theft risk, floor-plan lender requirements, and some of the strictest regulations in the country.

At Barbee Jackson Insurance, we specialize in California dealership insurance that eliminates gaps and protects franchised dealers, independent lots, buy-here-pay-here operations, and wholesale dealers from the risks that can wipe out a year’s profit in a single incident.

We shop dozens of the nation’s top garage & dealers carriers to deliver multiple competitive options tailored to your exact operation—new car franchise, used car dealer, truck center, powersports, RV dealership, or BHPH lot.

Call (850) 389-2001 today and we’ll have your personalized quotes back within 24 hours.

Why California Dealers Rely on Barbee Jackson Insurance

• Multiple competitive quotes from A+ rated dealership carriers within 24 hours
• Dealer Open Lot coverage with accurate inventory values and no hidden vehicle limits
• Full Garage Liability plus Garage keepers Direct Primary (not just legal liability)
• Broad test-drive, demo, and customer-vehicle protection that actually pays claims
• Workers’ Compensation customized for sales, service, parts, and detail payroll classes
• Truth-in-Lending, Title E&O, and Federal Odometer defense included on most programs
• False Pretense and wrongful repossession coverage for BHPH dealers
• Flexible payment plans and monthly reporting options for floor-planned dealers

Core California Dealership Insurance Coverages We Provide

• Dealer Open Lot (DOL) – Comprehensive protection for owned inventory against collision, theft, fire, vandalism, hail, flood, earthquake, and more
• Garage Liability – Bodily injury and property damage arising from dealership operations, including test drives and service work
• Garage Keepers Direct Primary – Covers customers’ vehicles while in your care for service, storage, detailing, or valet
• Commercial Property & Business Personal Property – Buildings, lifts, diagnostic equipment, tools, parts inventory, signage, and tenant improvements
• Workers’ Compensation – California-required and properly classified for dealership exposure
• Commercial Auto / Hired & Non-Owned – Loaner vehicles, parts runners, and employee-driven cars
• Umbrella / Excess Liability – Extra limits from $1M to $10M+ over all primary policies
• Cyber Liability – Protection against customer data breaches and financing-record hacks
• Employment Practices Liability (EPLI) – Defense against wrongful termination and discrimination claims

We cover every type of California automotive dealership: new car franchises, independent used car dealers, wholesale-only operations, truck & heavy equipment centers, motorcycle & powersports dealers, RV dealerships, and buy-here-pay-here locations.

What California Dealership Owners Are Saying

★★★★★

“Great company they have insured my car lot for years.”

— Marquis Jackson

★★★★★

“The crew at Barbee Jackson are amazing, always helpful and a phone call away. Super easy to deal with. They have helped me with coverage for both my businesses and I wouldn’t call anybody else. D&D Service and Sales & DM Elite Solutions are proud to be backed by Barbee Jackson.”

— David Michelini

★★★★★

“My 3rd time renewing with Barbee Jackson Insurance and it’s been nothing but an easy and hassle-free experience. Jennifer always goes above and beyond finding me the best rates and what fits my business best. Always enjoy talking to her and honestly the main reason I keep using this company! Thank you Barbee Jackson and thank you Jennifer.”

— Sami Ramdani, Trust One Auto

★★★★★

“Great price… Reasonable price”

— Multiple California dealership owners

See all 200+ five-star Google reviews here:

Barbee Jackson Insurance on Google

Get Your Free California Dealership Insurance Quotes Today

Stop wondering if you’re overpaying or under-protected. One call to (850) 389-2001 and we’ll shop the best dealership markets in the country for you.

You’ll have multiple competitive quotes in your inbox within 24 hours — complete with coverage comparisons and clear savings.

Barbee Jackson Insurance – Real dealership experts who know California risks and actually return calls.

Call (850) 389-2001 now and discover how much stronger (and more affordable) your next dealership policy can be.