Save on California Box Truck Insurance
Are you an owner operator or manage a fleet of box trucks? If so, we want to do business with you…thousands of truckers across the United States choose Barbee Jackson Insurance for their Commercial Auto Insurance. Call today to get started (850) 389-2001
Types of California based Box truck Businesses that we can Insure
Local Delivery | Refrigerated Trucks | Last-Mile Delivery |
Local Moving Companies | Wholesale Distribution | Catering Trucks |
Food Trucks | Construction | Entertainment Companies |
Linen Services | Pharmaceutical Transport | Landscaping |
Freight and Logistics | Appliance, Furniture Delivery | Florists |
We basically can insure any type of business that uses Box Trucks
Ready to get started…call (850) 389-2001 to get a free insurance quote
Know the Laws…California has a lot for Commercial Trucking Operations
California, like any other state, has insurance requirements that must be maintained or your business can have hefty fines. Below is the basic insurance limit based on Gross Vehicle Weight.
Box Trucks with GVWR less than 10,000 lbs
- Bodily Injury $30,000 per person, $60,000 per accident
- Property Damage $15,000 per accident
- The limits will be combined into one coverage limit of $75,000 CSL
Box Trucks with GVWR more than 10,000 lbs
- $750,000 Combined Single Limit
It is important to remember that this is the lowest limit available. Higher limits are recommended and may be required by certain businesses that you haul for.
Coverage Options
Physical Damage - This coverage adds protection to the box truck in the event of theft, accident or weather related claims. Deductibles start at $1,000 and go as high as $10,000. This is optional coverage.
Combined Single Limit (CSL) - CSL means that the insurance company combines the Bodily Injury coverage and Property Damage coverage under one limit. Depending on the weight of the truck will determine the minimum coverage amount required by California
Cargo - Insurance for the goods being hauled.
Refrigerated Goods (Reefer Breakdown) - For goods being hauled that require refrigeration, companies may require you to carry Reefer Breakdown in the event that the box trucks refrigerator breaks down causing the loss of the cargo.
Uninsured/underinsured Bodily Injury - 14% of drivers that drive in California are uninsured or underinsured. This coverage provides additional medical insurance.
Other Coverage Options other than Auto Insurance
- Workers Compensation
- Commercial Building
- Business Personal Property
- Cyber Liability
Our agents are standing by to answer all your questions and get you your fee, no obligation insurance quote today. Call (850) 389-2001
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