Orlando Dealership Insurance – Garage Liability Experts
Protect Your Orlando Auto Dealership – Get the Right Insurance Coverage Today
Running a car dealership in Orlando means handling high-value motor vehicles, customer test drives, service bays, and more. One accident, theft, or liability claim can impact your bottom line. That's why specialized Orlando dealership insurance is essential.
At Barbee Jackson Insurance, Florida's trusted independent agency for auto dealer insurance and garage liability insurance, we help dealerships across the state—including Orlando—meet State of Florida requirements while delivering competitive rates and personalized protection.
Call us now at (850) 389-2001 for a quick, no-obligation quote. Or see what hundreds of clients say about us on Google → View Reviews (4.9/5 stars from 400+ reviews).
Why Orlando Dealerships Need Specialized Insurance
In the State of Florida, auto dealerships (new or used car dealerships) must carry specific insurance coverage to maintain licensing and safeguard against risks. The Florida Department of Highway Safety and Motor Vehicles requires:
- Garage Liability Insurance: Minimum $25,000 combined single limit (CSL) for bodily injury and property damage, plus $10,000 Personal Injury Protection (PIP).
- Auto Dealers Surety Bond: $25,000 bond to protect consumers and ensure compliance.
- Certificate of Insurance proving coverage.
Without proper dealership insurance, you risk fines, license suspension, or uncovered losses from incidents like customer vehicle damage, lot theft, fire, hail, or employee injuries.
We specialize in garage liability insurance and related coverages to protect your business fully—beyond the minimums—giving you true peace of mind.
"Courtney was amazing!!! We came across an issue that could have been a major set back. Courtney and her team were truly a blessing. I would give them 10 stars if I could!"
— Aisha Oleabhiele ⭐⭐⭐⭐⭐ (Google Review)
Comprehensive Orlando Dealership Insurance Options
As an independent agency, Barbee Jackson Insurance shops multiple carriers to find the best fit for your Orlando car dealership. Typical coverages include:
- Garage Liability — Covers premises operations, customer vehicles in your care, test drives, and service work.
- Dealers Open Lot / Physical Damage (DOL) — Protects your vehicle inventory from theft, vandalism, weather, collision, or fire.
- Garage Keepers Legal Liability — For damage to non-owned vehicles (e.g., customer cars in for repair).
- Rental / Loaner Car Coverage — Shields against losses from furnished autos.
- Workers' Compensation — If you have employees.
- Surety Bonds — We assist with the required $25,000 Florida auto dealers bond.
- Additional options: Umbrella, cyber liability, property, and more.
Whether you're a small used car lot or a larger dealership selling various motor vehicles, we tailor auto dealer insurance to your operations—helping minimize premiums while maximizing protection.
"Fast, knowledgeable and courteous. Always answers my questions and requests. I recommend this agency 💯"
— Lorraine Garcia ⭐⭐⭐⭐⭐ (Google Review)
Why Choose Barbee Jackson Insurance for Your Orlando Dealership?
- Florida Expertise — Over 20 years specializing in garage liability insurance and dealership risks across the state.
- Independent Advantage — We compare quotes from top carriers for the best rates and coverage—no ties to one insurer.
- Fast, Personal Service — Real people answer the phone. Quick quotes, certificates, and claims support.
- Proven Results — We help dealerships meet licensing needs efficiently and affordably.
"Barbee Jackson Insurance has been so helpful with my business and personal insurance."
— John Smith ⭐⭐⭐⭐⭐ (Google Review)
"The customer service team was incredibly professional and responsive. I’m extremely happy with the level of service I received from Barbee Jackson Insurance."
— Sumer Motors (Google Review)
Get Your Orlando Dealership Insurance Quote Today
Don't leave your auto dealership exposed. Secure the right Orlando dealership insurance to comply with Florida rules and protect your business with confidence.
Call Barbee Jackson Insurance at (850) 389-2001 now. We're here to guide you every step—fast quotes, expert advice, and outstanding service.
Ready to see why dealers trust us? Check out our Google Reviews → View All Reviews (Over 400 five-star experiences!).
"I was having a real hard time getting good quote... Courtney Ferguson from Barbee Jackson made things very easy, also did things in real quick time, I highly recommend Barbee Jackson insurance"
— 7Fifteen Carlux ⭐⭐⭐⭐⭐ (Google Review)
Protect your Orlando dealership the smart way—contact us today!