Marine General Liability Insurance
Marine General Liability Insurance
Are you looking for an agency that understands Commercial Marine Insurance and that can find you the right coverage at the best price? Look no further than Barbee Jackson Insurance. We have dedicated agents that specialize in Marine Property and Liability Insurance. Join hundreds of Marine Businesses like yours by calling us today (850) 389-2001
Types of Commercial Marine Businesses we write.
Boat Dealers | Marine Contractors | Boat Repair Shops |
Mobile Boat Repair | Marina – Slip rentals | Marine – Full services |
Commercial Charter Boats | Cargo | Marine Detailers |
Supply Boats | Tugboats | Shipyards |
Stevedores | Dock Builders | Boat Storage |
Sea Wall Contactors | Dockside Restaurants | Boat Manufactures |
Coverage Options on a Marine Insurance Policy
Marine General Liability - Whether you're a marina, a marine contractor or ship repairer you need General Liability Insurance to protect yourself from possible legal action being taken against your business. This coverage provides bodily injury and property damage in case of an accident that you are found at fault. Each one of our marine policies is designed to your particular needs. We have coverage options as low as $300,000 and as high as $10 Million.
Products and Completed Operations - If your marine business specializes in installation or product manufacturing, you could be at risk for a product liability claim. This coverage will provide protection against legal action taken against your business.
Bumbershoot Coverage - Is a coverage like a Commercial Umbrella policy that provides excess liability insurance over your underlying limits of liability and is designed specifically for the maritime industry.
Marine Operators Legal Liability - Provides protection to the owner of the business while in the care, custody or control of someone else's vessel. Coverage options start as low as $10,000.
Marine Protection and Indemnity - Added protection from loss of life or bodily injury to your employees onboard your ship.
Traveling Workman - Added as an endorsement to the policy this coverage extends liability coverage to wherever you work, inside or outside the country.
Hull Coverage - Provides physical damage to the hull, equipment and/or machinery of a commercial vessel.
Marine Tools and Equipment - Coverage to protect your tools and equipment from loss of theft or covered damage. Options start unscheduled from $10,000 to $20,000. Tools and equipment over $20,000 need to be separately scheduled on a policy.
Case Study
Hurricane Sally struck the Gulf Coast in late September 2020. In its wake it left a trail of damage not only to homes and commercial business, but also to the bridges surrounding Pensacola, FL. One bridge in particular was heavily damaged when the barges broke away from their mooring and stuck the newly constructed bridge. The barges caused milllions of dollars in damages to the bridge and without the proper coverage the bride builder would be out a significant amount of money to pay for repairs to the bridge.
Maine General Liability Insurance is designed to provide coverage for damage to property or injury resulting in this type of incident. With the proper coverage amount the marine contractor would only pay a small deducible for the damages done to the barges and the bridge.
Why Barbee Jackson Insurance
Marine businesses are highly specialized, and you need to work with an insurance agency that understands the risks involved with this type of operation. We work with the nations largest network of insurance companies that specialize in Marine Insurance. Our agent will work with you to design a policy, then market it out to the marine insurance companies to find you the best price. Call to speak to one of our agents today (850) 389-2001