Florida Garage Liability Insurance

Florida’s number one provider of Garage liability Insurance for Dealerships and Repair Facilities. Barbee Jackson Insurance has the coverage you need at a price you can afford. Our Garage Specialists work with hundreds of dealers and repair shops like yours to cover damages resulting from liability, garage keepers, and physical damage loss of inventory. If you want to work with an agency that is the leader in Florida Garage Liability Insurance look no further than Barbee Jackson Insurance. Call today for a free insurance quote (850) 389-2001

Premier Program Eligibility – Insurance Program

  • Automobile Dealerships | Sales & Service
  • Marine Dealerships | Sales & Service
  • Semi-Truck Dealerships | Sales & Service
  • Farm Equipment Dealership | Sales & Service
  • Recreational Vehicle Dealership | Sales & Service
  • Trailer Dealerships
  • Service Operation
  • Auto Repair Shops
  • Body Shop

Garage Liability Coverage Options

  • Garage Liability
    Garage Liability covers two types of liability, “Garage Operations” and “Other Than Covered Autos”. Garage Operations covers auto exposure for bodily injury and property damage while Other Than Covered Autos provides liability insurance for the dealer lot or premises. Think of it as a General Liability policy, but for business owners that sell and services vehicles.
    The State of Florida requires all dealers to carrier a minimum of $25,000 in garage liability and Personal Injury Protection (PIP) at $10,000.
  • Surety Bond (Also referred to as a Dealer Bond)
    Bond that is designed to protect customers and the state against a dealership committing fraud.
  • Blanket Dealers Open Lot (DOL) up to $10 Million Dollars
    Inventory coverage for both new and used inventory
  • Garage keepers
    Protects customer’s auto/boat/etc. when you are keeping it at a covered location
  • Commercial Auto/Scheduled Auto’s
    Liability and/or physical damage for vehicles owned by the business
  • Business Interruption
    Protects your business from loss of income in the event your business is closed due to a covered loss
  • Workers Compensation
    Wage replacement and medical benefits to an employee injured on the job
  • Errors and Omissions
    Protects your business from claims caused by negligent acts, errors, or omissions
  • False Pretense Coverage
    Protects against losses due to voluntarily parting with a vehicle If induced to do so by any fraudulent act, scheme, trick, or purchasing the vehicle from a seller who did not have legal right to sell
  • Diminished Value Coverage
    Allows you to recover the diminished value of a vehicle after a covered loss

Specialized Insurance Coverage Options

Florida Dealership Insurance – Dealer Open Lot

The most challenging coverage to get for Florida based auto dealers is physical damage for the inventory, referred to as Dealer Open Lot. More and more insurance carriers are leaving states where there is a higher possibility of loss resulting from weather related losses. This is leaving many dealerships looking for this valuable coverage to protect their investment.

Want to learn more? Click here – Dealer Open Lot

Florida Repair Shop Insurance – Garage keepers Insurance

While discussing liability coverage above, we noted that there was no coverage for the customer’s vehicles. That is where Garage keepers’ coverage will come in. This is a very important coverage to have, not only to protect your customers, but also the garage owner.

Want to learn more? Click here – Garage Keepers Liability

Call one of our Garage Insurance Agents to find out which coverage option is best for your garage business (850) 389-2001

Request a Quote