Florida Concrete Contractor Insurance

Are you a Florida concrete contractor looking for comprehensive insurance coverage for your business? Barbee Jackson Insurance has got you covered. We understand that as a concrete contractor, you face unique risks and challenges on the job, and we offer insurance solutions that are designed to protect you and your business. Contact us today at (850) 389-2001 to learn more about how we can help you get the coverage you need.

Florida Masonry Contractor Insurance Options

General Liability Insurance: This coverage offers protection in the event of bodily injury or property damage caused by you or your employees.

Workers' Compensation Insurance: This is a must-have coverage to protect your employees if they are injured on the job. It is required by law in Florida for most businesses with employees.

Inland Marine Insurance for Tools and Equipment: This coverage protects your material, equipment, and supplies in the event of damage or theft during transportation to and from job sites.

Commercial Auto Insurance, including Cement Truck Insurance: We can provide coverage for your commercial vehicles, including work trucks and cement trucks.

Commercial property insurance: If your business owns commercial property, we can provide coverage for losses involving hurricanes, theft, and fire.

We also offer additional endorsements to help you tailor your coverage to your specific needs, including:

Additional Insured – When you are subcontracting for someone they may ask you to be listed as Additional Insurance. This is to protect the project owner from liability for your actions. For example, while you are cutting rebar a pedestrian walks by and cuts themself on the exposed steel. The pedestrian sues the project manager and owner. This coverage would help protect them from litigation.

Waiver of Subrogation – This prohibits the insurance carrier’s right to recover money paid on a claim from a third party.

Primary/Non-Contributory – When adding an Additional Insured endorsement there are many times the person requesting will ask for this endorsement to be included. It means that your insurance policy will become primary (first to pay) in the event of a claim that you are held liable.

Designated Construction Project(s) General Aggregate Limits – This endorsement is designed when you are working on multiple job sites at the same time. For instance, your General Liability policy has limits for $1M per occurrence, $2M aggregate (aggregate means the most the insurance company will pay in any given policy period). When this endorsement is added the $2M aggregate limit is for each project, so if you had three projects going at the same time the insurance company could potentially pay out $6M in losses.

At Barbee Jackson Insurance, we understand that every concrete contractor has unique needs and requirements when it comes to insurance coverage. That's why we offer customized insurance solutions that are designed to meet your specific needs. Our insurance coverages provide protection for your business, your employees, and your clients, giving you peace of mind and allowing you to focus on what you do best.

Frequently Asked Questions

Why do I need masonry contractor insurance?

As a masonry contractor, you work with heavy equipment and materials on job sites that can pose potential risks to your employees and clients. Without the right insurance coverage, your business could be vulnerable to lawsuits, property damage, and other costly expenses. Masonry contractor insurance is designed to protect your business from these risks and give you peace of mind.

What types of insurance coverages do you offer for masonry contractors?

We offer a range of insurance coverages for masonry contractors, including general liability insurance, completed operations insurance, inland marine insurance, commercial auto insurance, builders risk insurance, medical payments insurance, and more. Our experienced agents can help you customize a policy that meets your specific needs and requirements.

How much does masonry contractor insurance cost?

The cost of masonry contractor insurance varies depending on factors such as the size of your business, the number of employees you have, the type of equipment and materials you use, and more. Our agents can provide you with a personalized quote that takes into account your specific circumstances and needs.

Do I need workers' compensation insurance as a masonry contractor?

Yes, workers' compensation insurance is mandatory in Florida for most employers who have at least four employees, including part-time employees. This insurance coverage helps protect your employees if they are injured on the job and can cover expenses such as medical bills, lost wages, and more.

Don't leave your business and livelihood unprotected. Protect your bricks and stones, material equipment, and job sites with Barbee Jackson Insurance's comprehensive insurance coverages, including general liability insurance and inland marine insurance. Contact us today at (850) 389-2001 to learn more about how we can help protect your business from potential risks and get an insurance quote that works for you.

Top 3 Reason Why to Call Us Today - (850) 389-2001

1. Tailored Insurance Solutions: At Barbee Jackson Insurance, we understand that every business is unique, and we work with our clients to create customized insurance solutions that meet their specific needs. We offer a range of insurance coverages and endorsements, including masonry contractor insurance, equipment and supplies coverage, and builders risk insurance, to ensure that you have the protection you need.
2. Experienced Agents: Our agents have years of experience working with contractors and construction businesses, and they have the expertise to help you find the right coverage at a competitive price. We work with a range of carriers to find the right insurance solutions for our clients, and we are committed to providing excellent service and support.
3. Peace of Mind: By insuring with Barbee Jackson Insurance, you can have peace of mind knowing that your business and your livelihood are protected. We offer comprehensive insurance coverages, including general liability insurance, completed operations insurance, and commercial auto insurance, that are designed to protect you from potential risks and liabilities. With Barbee Jackson Insurance, you can focus on running your business, while we take care of the rest.