Louisiana Builders Risk Insurance

Barbee Jackson Insurance protects Louisiana builders and property owners during construction projects. Our Louisiana builders risk insurance guards against costly setbacks. From small remodels to large builds, we’ve got you covered. Call (850) 389-2001 to start today!

What’s Builders Risk Insurance?

Called course of construction insurance, builder’s risk is a type of insurance coverage. It covers a building and materials during construction. It handles losses to property, like damage from fire or wind. It doesn’t cover liability, but we offer solutions for that below.

Why Louisiana Needs It

Louisiana’s weather can damage a job site. Floods, hurricanes, or intense heat can lead to big losses. Our builders risk insurance is designed for Louisiana contractors and owners. It keeps your project safe. Need details? Call (850) 389-2001—we’re here to help!

Our Coverage

We provide strong protection:

• Materials at the job site or in transit.
• Buildings under construction, including temporary setups.
• Issues like fire, wind, or storms—flood coverage available.
• Delay costs, like taxes or loan interest.

Want a tailored plan? Call (850) 389-2001 to request a quote.

Projects We Protect

We cover various construction types:

Your Advantages

• Choose three-month, six-month, or yearly plans—extendable.
• Affordable rates—1% to 4% of project cost—from trusted companies.
• We understand Louisiana’s needs, from New Orleans to Shreveport.

Who Should Own the Policy: General Contractor or Owner?

We recommend the property owner holds the builders risk policy. If you part ways with your general contractor, the policy stays in your name, ensuring your project remains protected. This is key because most companies won’t insure a structure beyond 30% completion—when the roof is on. Owners should secure coverage early to avoid gaps.

Types of Claims Covered

Builders Risk Policy Claims:

• Fire damages your building—repairs are covered.
• Storm tears off roofing—costs are handled.
• Vandals break windows—fixes are funded.

Premise Liability Policy Claims:

• Visitor slips on wet cement—medical costs covered.
• Passerby trips over debris—legal fees paid.
• Delivery person falls on uneven ground—injuries handled.
• Neighbor slips near your site—claims settled.

Premise Liability Option

Builders risk insurance protects property, not slip-and-fall accidents. Premise liability insurance covers injuries from trips or falls at your job site, like a visitor slipping on debris. It doesn’t cover worker injuries or equipment damage—ask about other policies. Call (850) 389-2001 to add it.

What’s the Price?

Your insurance coverage cost depends on your project. Prices start as low as $400—a great deal! Call (850) 389-2001 for your exact quote.

Go with Barbee Jackson Insurance

We partner with top companies to support Louisiana builders. Ready to protect your project? Call (850) 389-2001 or hit the Request Quote form below for Louisiana builders risk insurance!