Arkansas Dealership Insurance

Barbee Jackson Insurance highly successful garage liability insurance for Dealerships is now available Arkansas! Join thousands of Dealerships across the United States that have switched their insurance and saved. Our Agents specialize in Garage Liability Insurance and have the coverage you need at a price you can afford. Call today to get started (850) 389-2001

Our Process Save You Time and Money


Our team will get you quickly through the application by asking questions that help us better understand what coverage your Dealership needs.


We then submit your information to our insurance companies network to find you the right coverage at the best price.


When you are ready to take out the policy, we will send a DocuSign to your email then upload your down payment. Coverage is the bound…it’s that easy!

Types of Dealerships we Insure

  • Used Car Dealers
  • Franchised Dealer
  • Marine Dealerships
  • Semi-Truck Dealerships
  • Farm Equipment Dealers
  • Recreational Dealer
  • Trailer Dealerships
  • Motorcycle Dealerships
  • New Venture Dealer

State of Arkansas Dealership Requirements

Arkansas dealerships selling used vehicles are licensed by the Arkansas State Police. If you are a new car dealer then you are licensed by the Arkansas Motor Vehicle Commission. It doesn’t matter if you are a new car dealer, used car dealer or a franchised dealer the requirements are the same.

  • Surety Bond aka Motor Vehicle Dealer Bond – $25,000
  • Combined Single Limit (CSL) Garage Liability Insurance – $75,000

Once you have met the insurance requirements our team will issue you a Certificate of Insurance so you can apply for your license.

Understanding Dealership Insurance Coverage Options

  • Garage Liability
    Garage Liability Coverage covers two types of liability, “Garage Operations” and “Other Than Covered Autos”. Garage Operations covers auto exposure for bodily injury and property damage while Other Than Covered Autos provides liability insurance for the dealer lot. State of Arkansas requires auto dealerships to carrier at least $75,000 in coverage and higher limits are available.
  • Surety Bond (Also referred to as a Dealer Bond, Car Dealer Bond or Auto Dealer Bond)
    Bond that is designed to protect customers and the state against a dealership committing fraud. Arkansas requires $25,000 bond
  • Blanket Dealers Open Lot (DOL) up to $10 Million Dollars, Learn more by clicking on our Blog - What is DOL
    Inventory coverage for both new and used inventory. DOL provides physical damage coverage for your vehicles in inventory from losses such as fire, theft, wind, hail or collision.
  • Garage Keepers
    Protects customer’s vehicles while you are in care, custody or control. This coverage is meant for dealerships that have a service department.
  • Business Interruption
    Protects your business from loss of income in the event your business is closed due to a covered loss
  • Workers Compensation
    Wage replacement and medical benefits to an employee injured on the job
  • Errors and Omissions
    Protects your business from claims caused by negligent acts, errors, or omissions
  • False Pretense Coverage
    Protects against losses due to voluntarily parting with a vehicle If induced to do so by any fraudulent act, scheme, trick, or purchasing the auto/boat/ATV/etc. from a seller who did not have legal right to sell
  • Employment Practices Liability
    Protection against wrongful termination, discrimination, sexual harassment, etc.
  • Employee Benefits Liability
    Coverage against damages caused by your business negligent handling of your employee benefits program

Ready to get started? Call (850) 389-2001 to speak to an agent today!

Request A Free Quote