Alabama Trucking Insurance
Written by: Caleb Jackson, Vice President of Barbee Insurance (TRIP Certified) and head of the trucking department.
Whether you are just getting started or have a large fleet of trucks, it is crucial to have a knowledgeable and experienced agent protecting you on the road. At Barbee Jackson Insurance our experienced agents and team are here to make sure you get the coverage you need at a competitive price. Call today to get started (850) 389-2001 (spanish speaking agents are available)
As a semi truck owner and/or operator it is your livelihood at stake every time you get behind the wheel. Don’t risk everything you work so hard for. Let one of the specialized agents of Barbee Jackson Insurance help build your tailored policy to save you money while offering comprehensive protection.
Why you should choose Barbee Jackson Insurance for your Semi Truck Insurance
☑️Low Down Payment options to get you rolling sooner
☑️Monthly Payment options that fit your budget
☑️Expert Agents that will work one-on-one with you
☑️Fast, Accurate Quotes with turnaround time in many cases less than one day
☑️More Options from the top insurance companies to meet your needs
☑️Quick certificates of insurance to keep you on the road
☑️Nationwide coverage available
Alabama Trucking Insurance Requirements
Alabama truckers are governed by the requirements of the Alabama Public Service Commission (APSC) as an intrastate trucker - not crossing state lines.
- Form E - proof of auto liability insurance at a minimum of $300,000. This form is filed electronically by the insurance company.
- USDOT - Alabama requires a USDOT number if your commercial vehicle has a gross vehicle weight rating (GVWR) of 26,001 lbs or more
- Form 14H (household movers only) - cargo insurance with a minimum requirement of $5,000
If you are crossing state lines (interstate) then you are governed by the Federal Motor Carrier Safety Administration (FMCSA). FMCSA requires $750,000 in auto liability and MCS-90 endorsement.
Alabama Trucking & Transportation Insurance by Class of Business
| Class of Business | Insurance Cost Range | Full Guide |
|---|---|---|
| Dump Trucks | $7,200 – $13,000 | Alabama Dump Truck Insurance → |
| Tow Trucks (Rotation) | $4,000 – $12,500 | Alabama Tow Truck Insurance → |
| Household Movers | $3,000 – $7,000 | Alabama Household Movers Insurance → |
| Bobtail / Non-Trucking Liability | $2,000 – $3,500 | Coming soon |
| Intermodal / Port of Mobile | $7,000 – $14,000 | Coming soon |
Interstate operations (crossing state lines) fall under FMCSA instead — $750,000 CSL minimum for general freight, up to $5,000,000 for hazmat.
We look forward to you reaching out to us for a competitive proposal and more information. In the meantime, we have provided answers and information below to Frequently Asked Questions.
Frequently Asked Questions
Do you offer Bobtail Insurance?
Yes, we offer bobtail and non-trucking liability insurance. Most people commonly refer to this policy as Bobtail, but most people will get non-trucking liability. It offers a wider coverage level for around the same price.
Dashcam or No Dashcam?
We highly recommend the use of dashcams. There have been many cases where dashcams have turned a claim from an at-fault to a not-fault. Some insurance companies will offer a discount up to 5%.
Do I save money by having a shorter radius of operation?
Yes, insurance companies typically give a discount for a shorter radius of operation. Be aware, if you go outside that radius and go through a check point the insurance company will become aware at or before renewal. This can adjust your price, so it is recommended that you stay inside the radius or tell your agent to adjust the radius prior to hauling.
Do you offer coverage for team drivers?
Yes, team drivers can be covered. The insurance companies usually will quote you a higher price, because we know that the truck will be used for longer periods of time.
Do you offer Pay by the Mile?
Yes, pay by the mile is becoming a more common way to insure commercial vehicles. You will have to install certain equipment sometimes offered by the insurance company or they will give you options on where you can buy one of their approved equipment.