Alabama Party Bus Insurance

• Commercial Auto Liability Insurance
  
• Physical Damage and Customization
  
• General Liability
  
• Workers’ Compensation
  
• Commercial Umbrella

Ongoing Client Support

Once you become a client of Barbee Jackson Insurance the service doesn’t stop after we bind your policy. In addition to your Agent, you are assigned an Account Executive to handle Certificates of Insurance, Driver and/or vehicle changes, and answer any questions you may have about your bill. Plus, your Account Executive will run Motor Vehicle Reports on potential new employees to determine if this potential employee will have any premium impact to your policy…all this is Free of charge.

Required Limits of Liability – Limousine Service & Party Bus

The above listed insurance requirements are for Intrastate only, meaning that your Party Bus will not cross state lines. If you choose to cross state lines you become an interstate carrier and your new governing body will be the Federal Motor Carrier Safety Administration (FMCSA). The FMCSA has higher insurance requirements than the State of Alabama.

Federal Motor Carrier Safety Administration (FMCSA) – Transportation Insurance Requirements for
Interstate – Crossing State Lines

Vehicle that is designed to transport 16 or more passengers (including driver)

$5,000,000 in Combined Single Limit (CSL)

Vehicle that is designed to transport 15 or less passengers (including driver)

$1,500,000

What is the Average Cost of Party Bus Insurance?

Business insurance costs will vary among region, drivers, owner, and how many years you have been in business. Depending on these factors and the coverage levels chosen you can expect to pay anywhere in the range of $300 – $500 per month.

Alabama Party Bus Coverage Options

• Liability Coverage – This type of insurance will protect you against liability risks that you will face if you, or an employee of yours, is involved in an accident and found to be at fault. Your liability insurance will cover bodily injury claims, providing financial support for the medical expenses of the injured party. In addition, your liability coverage will also include property damage incurred in the accident. If legal action is taken out against you because of the accident, your liability insurance will also cover the cost of your defens, regardless if you are found to be at fault or not.
  
• Physical Damage – This is the type of insurance that you need to pay for the damage to your own Party Bus during an accident or because of another incident. Coverage will include both comprehensive, damage caused by vandalism, theft, or severe weather, as well as collision damage caused by an accident.
  
• Customization – This coverage will provide additional money for customization done to your party bus.
  Underinsured or Uninsured Motorists Insurance – If you sustain injuries in an accident that is caused by a party that does not have sufficient auto insurance coverage, this policy will pay for your injuries
  
• Employment Practices Liability Insurance – To protect you against wrongful acts of the employment process, i.e. termination, discrimination, or sexual harassment.
  

Getting a Risk Quote Is Easy

Because Party Bus Insurance varies greatly according to the customizations done to your Party Bus. In most cases, a side-by-side comparison of coverage is nearly impossible.

Fortunately, a Barbee Jackson Insurance agents can help you by comparing options, limits, and deductibles. Our experts take the time to get to know your business and the way you use your buses to help you save both time and money.

Do not make the mistake of thinking you have the best coverage available. Allow Barbee Jackson Insurance a chance to show you just how affordable the comprehensive coverage can be by calling (850) 389-2001