2213 S Ferdon Blvd
Barbee Jackson Insurance is Alabama’s leading provider of Garage Liability Insurance helping hundreds of dealers and repair shops find the coverage they need at a price they can afford. We work with all the leading Garage Liability Insurance carriers to provide our clients outstanding coverage options, fast and easy claims handling, and the expert advice you’ve been looking for in an insurance agency. Call us today to get started (850) 389-2001.
Alabama requires all licensed dealerships to carry a Surety Bond, also referred to as a Dealer Bond, in the amount of $50,000 and a Garage Liability policy with limits of $75,000. Garage Liability coverage is split into two limits, Auto and Other than Auto.
Auto means liability in the event of an auto accident that you are found legally liable. This provides property damage and bodily injury coverage for others. This coverage is liability for others only and does not provide coverage for physical damage to your vehicle.
Other than Auto is the lot liability limits. This provides coverage in the event of a slip and fall.
The State of Alabama requires these types of facilities to carry $75,000 in Garage Liability, the Surety Bond is not required. The limit is split into Auto and Other than Auto.
Auto in the event of an at-fault accident that you are found legally liable.
Other than Auto is the lot liability limit to provide coverage in the event of a slip and fall.
Depending on where you are located and the level of protection you desire, you can expect to pay as low as $1,100 for the most basic coverage limit.
Yes, we work with dealerships of all sizes and custom design the policy around the business needs.