Alabama Dump Truck Insurance

Looking for the best rate on your dump truck? Look no further than Barbee Jackson Insurance. We have been insuring dump truck operators in Alabama for the past 20 years. By partnering with key insurance carriers, we can save our clients thousands of dollars on their commercial auto insurance.

The key advantage for working with an insurance agency like Barbee Jackson Insurance is that we specialize in commercial auto insurance. We have a team of Trucking Specialists that know the industry and work to get you the best price. After becoming a client, you are also assigned an Account Assistant that will work to make sure you are getting everything you need in a timely matter.

Our Process is Designed to Save You Money


We first input all your information into our rating software that will compare the rates of all the leading insurance carriers.


Next, we design the policy around your specific needs. We offer Liability, Physical Damage, Uninsured Motorist, and Cargo to name a few


Many of our policies can be bound over the phone in a matter of minutes. This gets you on the road faster.

Alabama Commercial Truck Insurance Requirements

Alabama Department of Insurance requires all licensed vehicles to carrier to carrier liability coverage that must include the following minimum limits.

  • $25,000 – Property Damage
  • $25,000 – Bodily Injury or Death per person
  • $50,000 – Total Bodily Injury or Death per accident
  • Or Combined Single Limit (CSL) of $50,000

These minimum limits are enough to get you legal to operate your dump truck but due to the size of the vehicle we suggest much higher limits. We have limits available up to $1 Million.

Policy Options

  • Primary Liability Coverage – This type of insurance will protect you against liability risks that you will face if you, or an employee of yours, is involved in an accident and found to be at fault. Your liability insurance will cover bodily injury claims, providing financial support for the medical expenses of the injured party. In addition, your liability coverage will also include property damage incurred in the accident. If legal action is taken out against you because of the accident, your liability insurance will also cover the cost of your defense, regardless if you are found to be at fault or not.

  • Physical Damage – This is the type of insurance that you need to pay for the damage to your own vehicle during an accident or because of another incident. Coverage will include both comprehensive damage caused by vandalism, theft, or acts of nature, as well as collision damage caused by an accident.
    Underinsured or Uninsured Motorists Insurance* – If your vehicle is damaged or you sustain injuries in an accident that is caused by a party that does not have sufficient auto insurance coverage, this coverage will pay for your injuries. *This coverage is state specific and can vary depending on where the vehicle(s) are registered. Please allow our educated agents to explain this valuable coverage to you.

  • Motor Truck Cargo Coverage – If the items being hauled by your truck is damaged or lost during transport, you will need this type of insurance to cover the incident.

Claims Handling

In the event of an accident our team of experts will get you through the process fast and accurate. We only work with A.M. Best Rated ‘A’ or better, this ensures you that your claim will be paid fast, and you will be back on the road sooner.

Why Barbee Jackson Insurance For your Commercial Dump Truck Insurance?

Expert Agents that understand the needs of dump truck owners and operators

Fast, Accurate Quotes from the leading insurance providers

More Options by comparison shopping multiple insurance providers

Fast State and Federal Filings done by our agents

Certificates of Insurance done fast and accurate to get you on the road sooner

Customized Policies that meet Intrastate and Interstate Transportation Filings and protect your assets

We offer a 100% FREE insurance evaluation. No risk or obligation! Our experienced staff is happy to review your current coverage and advise you on money saving ideas and coverage gaps that you may be missing.

Getting a FREE Quote is Easy

Each Dump Truck Insurance policy varies greatly according to the type of dump truck and the way it is used. It is important to work with an agent that knows your needs to match your business to the right insurance carrier.

Fortunately, a Barbee Jackson Insurance agent can save you time and money by comparing options, limits, and deductibles. Do not make the mistake of thinking you have the best coverage available. Allow us a chance to show you just how affordable the comprehensive coverage that you deserve can actually be. We will give you unbiased advice with the coverage option you need.

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