Nobody likes to think about the death of a loved one, but in the end, we are all going to die. If you knew the exact age of your death buying Life Insurance would be ease…just buy it the day before. But it is not that easy. You need to plan in accordance with your current and future financial situation.
Have kids? Well than you need to plan for them in case something happens to you before they are adults.
Married? Will your spouse be able to live off one income?
Top 5 Reason to Buy Life Insurance
According to the National Funeral Directors Association the average funeral costs in America is $7,360. This cost is not something that can be financed by the funeral home, so you need to be prepared to pay this cost unless you have some form of life insurance.
How does the death of one effect the family finances? Would your family be able to cover all the regular bills plus the mortgage or rent? Life Insurance can act like income replacement and it is tax free.
Pay Outstanding Debts
The average American household carries $6,354 in bank issued credit card debt. Even though the spouse maybe gone, the bills will still have to be paid.
Pay Off the Home Mortgage
The primary reason most people buy Life Insurance is to protect the home from being foreclosed-on by the bank. Buying a level term policy in the amount of the loan is a simple way of making sure the mortgage is paid.
Life Insurance has never been more affordable or easier to obtain. For just a few dollars per day you can secure your family’s financial future.
If you have been thinking about Life Insurance now is the perfect time to talk to one of our Life Insurance Experts. Our Agents have over twenty (20) year’s experience and are ready to discuss different options and help you plan. Call today (850) 389-2001 or stop by our office at 2213 S. Ferdon Blvd, Crestview, FL