It does not make a difference if you are just an entrepreneur with a single commercial truck or if you have a company that owns and entire fleet of trucks, it is vital that you carry proper Trucking Insurance. This means securing a transportation insurance policy that is tailored to meet the unique needs of your business and the risks that you must face.
You may have hired drivers that make deliveries, you may have certified and trained truck drivers operating tractor trailers to deliver freight all over the country. At Barbee Jackson Insurance, we understand that there are no two commercial trucking companies that are just alike in the way they use their vehicles. For this reason, when writing your Inland Marine Insurance policy, we will make certain you have the ideal coverage for your specific risks. You can rest assured that you will have the right type and the right amount of coverage included in your customized policy.
Our insurance experts will provide you with the assistance you need to make the most informed decision regarding transportation insurance for your business. You have the benefit of working with a local agent who specializes in the coverage you require.
Not only will your agent help you by finding the best Florida Transportation Insurance policy for you at the most affordable price, but you will also have the help that you need through all aspects of protecting your business from property coverage to general liability insurance.
What Will Your Trucking Insurance Policy Cover?
As with most other vehicle insurance policies, a trucking and transportation policy consists of a number of coverage types. Each of these types of coverage is designed to protect your specific business as well as your personal assets from devastating loss. The coverage that your trucking company requires may include:
- Liability Coverage – This type of insurance will protect you against liability risks that you will face if you, or an employee of yours, is involved in an accident and found to be at fault. Your liability insurance will cover bodily injury claims, providing financial support for the medical expenses of the injured party. In addition, your liability coverage will also include property damage incurred in the accident. If legal action is taken out against you because of the accident, your liability insurance will also cover the cost of your defense regardless if you are found to be at fault or not.
- Physical Damage – This is the portion of your Inland Marine Insurance policy that you need to pay for the damage to your own vehicle during an accident or because of another incident. Coverage will include both comprehensive damage caused by vandalism, theft, or severe weather, as well as collision damage caused by an accident.
- Underinsured or Uninsured Motorists Insurance* – If your vehicle is damaged or you sustain injuries in an accident that is caused by a party that does not have sufficient auto insurance coverage, this policy will pay for your property damage and injuries.*Please Note: This coverage is state specific and can vary depending on where the vehicle(s) are registered. Please allow our educated agents explain this valuable coverage to you.
- Cargo Coverage – If the items being hauled by your truck are damaged or lost during transport, you will need this type of insurance to cover the incident.
In addition to the types of transportation insurance listed above, there are a number of other coverage options that you may want to consider including in your policy. Your Barbee Jackson Insurance agent will help you structure your Transportation Insurance policy in a way that addresses your specific concerns.
For instance, if one of your employees occasionally has to drive their own automobile during the course of a business day for your company, then you may need to invest in non-owned automobile insurance. With this type of coverage, you and your drivers will be protected against the costs that are related to the accident that take place during business hours while the employee is operating their own vehicle.
Barbee Jackson Insurance: Your Florida Inland Marine Insurance Experts
Expert Agents that understand the needs of trucking owners and operators
Fast, Accurate Quotes from the leading insurance providers
More Options by comparison shopping multiple insurance providers
Fast State and Federal Filings done by our agents
Certificates of Insurance done fast and accurate to get you on the road sooner
Customized Policies that meet Interstate Transportation Filings and protect your assets
We offer a 100% FREE insurance evaluation. No risk or obligation! Our experienced staff is happy to review your current coverage and advise you on money savings ideas and coverage gaps that you may be missing.
Getting a Risk-Free Quote is Easy!
Because commercial Transportation Insurance varies greatly according to the type of truck and the way it is used, a side-by-side comparison of coverage is nearly impossible.
Fortunately, a Barbee Jackson Insurance agent can help you by comparing options, limits and deductibles. Our experts take the time to get to know your business and the way you use your trucks in order to help you save both time and money. All you have to do is click on the quote request button now and your agent will contact you with a no obligation quote for transportation insurance that meets your exact needs.
Do not make the mistake of thinking you have the best coverage available. Allow us to show you just how affordable the comprehensive coverage that you deserve can actually be. Get started now before it is too late.