What Will Your Trucking Insurance Policy Cover?
As with most other vehicle insurance policies, a commercial trucking insurance policy consists of a number of coverage types. Each of these coverages' is designed to protect your specific business as well as your personal assets from devastating loss. The coverage that your trucking company requires may include:
- Liability Coverage - This type of insurance will protect you against liability risks that you will face if you, or an employee of yours, is involved in an accident and found to be at fault. Your liability insurance will cover bodily injury claims, providing financial support for the medical expenses of the injured party. In addition, your liability coverage will also include property damage incurred in the accident. If legal action is taken out against you because of the accident, your liability insurance will also cover the cost of your defense regardless if you are found to be at fault or not.
- Physical Damage - This is the type of insurance that you need to pay for the damage to your own vehicle during an accident or because of another covered loss. Coverage will include both comprehensive damage caused by vandalism, theft or severe weather, as well as collision damage caused by an accident.
- Underinsured or Uninsured Motorists Insurance - If your vehicle is damaged or you sustain injuries in an accident that is caused by a party that does not have sufficient auto insurance coverage, this coverage will pay for your property damage and injuries.
***This coverage is state specific and can vary depending on where the vehicle(s) are registered. Please allow our educated agents explain this valuable coverage to you.
- Cargo Coverage - If the items being hauled by your truck is damaged or lost during transport, you will need this type of insurance to cover the incident.
In addition to the types of transportation insurance listed above, there are a number of other coverage options that you may want to consider including in your policy. Your Barbee Jackson Insurance agent will help you structure your trucking insurance policy in a way that addresses your specific concerns.
Barbee Jackson Insurance Is The Clear Choice When It Comes To Transportation Insurance
Low Down Payment options to get you on the job sooner
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More Options from the leading transportation insurance carriers
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Nationwide coverage is available
Whether you need transportation insurance for local hauling or your hauling nationally, Barbee Jackson Insurance has the right policy for you. Barbee Jackson Insurance offers one-on-one expert support for all our truckers and fleet operators. No nameless voice on the other end. All our trucking clients get assigned one agent to speak to for all their transportation insurance needs.
At Barbee Jackson we have expert agents that ONLY specialize in transportation insurance to make sure that you get the right coverage you need at the lowest possible price. Call us today and let us show you the difference. To start saving money call (850) 389-2001 or fill out the form above and one of our agents will contact you.