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Call Today and ask for Craig - (850) 389-2001

How Term Life Insurance Works

Term Life Insurance is the most affordable option when it comes down to protecting your family’s financial future. It works by providing a death benefit to your beneficiary if something were to happen to you during the policy period, also referred to as the “term”. You can choose the amount of coverage and the length of the policy period. Our premiums are guaranteed to never increase during the policy period. The process is fast and simple, so protect your family today.

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How Much Life Insurance Do You Need?

The primary purpose for life insurance is to replace your income in the case of your untimely death. Typically, you need to plan on four years income replacement. If your yearly income is $40,000 then you need to plan on buying $160,000 of term life insurance for income replacement.

Other things that need to be considered are ongoing debt such as a home or car payment, and children’s education.

It is best to work with a Life Insurance Specialist to determine the coverage amount and term limits. The process is Free and there is No Obligation.

Protecting you family is just a phone call away.
(850) 389-2001 and make sure to ask for Craig