Business Insurance

Ft. Walton Beach Florida Contractors Insurance

As a contractor in the Ft. Walton Beach area, it is important that you work with an agent who is experienced in the needs of the industry. Barbee Jackson Insurance has agents with combined experience of over 20 years. Additionally, we have a dedicated team that works to provide superior level of service to our contractors.

Does your current agent review your insurance every renewal? Do they discuss your current operations? If you did not answer YES to both of these questions than it is time to give us a call. Barbee Jackson Insurance reviews EVERY renewal, not only for potentially better rates, but to verify there are no gaps in coverage. It is important that as your business grows and changes, your insurance does as well.

Barbee Jackson Insurance Because We Know Contractors

Coverages Available

  • General Liability
    Protection against a liability claim for Bodily Injury and Property Damage
  • Workers Compensation
    Wage replacement and medical benefits to an employee injured on the job
  • Commercial Auto
    Liability and/or physical damage for vehicles owned and operated by the business
  • Contractor Bonds
    Four basic types of Surety Bonds that maybe required in order to perform a specific job; Bid Bond, Performance Bond, Payment Bond, and Ancillary Bond.  Each bond acts differently and ensure the contract completion in the event the contractor defaults.
  • Builder's Risk
    Policy that is designed to be used during the construction phase of a residence or commercial building
  • Contractors Equipment
    Scheduled and Unscheduled coverage for tools used in the course of business and protects against loss such as, fire, theft, storm, etc.
  • Commercial Property
    Protection for the owner of a commercial building, similar to home insurance
  • Pollution Liability
    Protects against a claim being made from a pollutant that causes Bodily Injury and Property Damage.  Most policies will also cover cleanup costs.
  • Coverage for Ft. Walton Beach, Destin, Niceville, Shalimar, Mary Esther, Crestview, Freeport, and more!


Ft. Walton Beach Florida Contractors Preferred Class Codes


  • General Contractor
  • Swimming Pool Installation and Service
  • Remodeling Contractors
  • Roofing Contractors
  • HVAC
  • Electrical Contractors
  • Plumbing Contractors
  • Framing Contractors
  • Concrete & Masonry Contractors
  • Landscaping Contractors
  • Painting Contractors
  • Debris Removal
  • General Carpentry Contractors

Want more information on our Contractors Insurance Program? Call 850-389-2001 or click the icon below.


Certificate of Insurance 

As a contractor, the most important need is timely certificates. Without these you may not be able to get paid for a job. At Barbee Jackson Insurance Ft. Walton Beach Contractors wait no longer than 10 minutes. The process is very easy and should be very fast. We work with the leading insurance management system to ensure our COI's are fast and accurate. This is our guarantee, certificate of insurance within 10 minutes of the request or lunch is on us!*

Ft. Walton Beach Florida Contractors Case Study

A local contractor who does hardie board and vinyl installation for new construction was having trouble placing insurance. They were working towards a contract with a large National Builder, however, their agent was unable to find them the insurance to meet the requirements. After several phone calls, lots of frustration, and 2 weeks of wasted time, they were beginning to think they wouldn’t be able to make it happen. Then they called Barbee Jackson Insurance.

Not only did the knowledgeable agent know immediately what they were referring to, but let the customer know of the multiple markets that were available to them to write the coverage. Within 24 hours the quotes were completed and the policy was bound! The certificate of insurance was issued correctly the first time and the customer was able to go to work.


This occurred almost 3 years ago, and since then, Barbee Jackson Insurance has helped place more lines of business and helped the customer grow, as they now work with multiple large builders.

Call one of our specialists today and experience the difference!

As a business owner it is important to surround yourself with experienced individuals to make sure you are operating best. Barbee Jackson Insurance has the experience to explain coverages, discuss and understand your operations, and protect the business from potential loss. Let our knowledgeable agent, who specializes in contractor insurance, help you today!

*excludes weekends, holidays, and after-work-hours request. Gift certificates only valued at $20. Limited to single certificate request. We will make every effort to get you certificates out on weekends and after hours, but we cannot guarantee 10 minutes or less.

We protect what matters most to you